Paytm Debit/ATM Card

• Easy Activation: You can activate your debit card anytime with just a couple of clicks on the Paytm App.
• Instant PIN Reset: You can instantly change your ATM PIN from your phone to protect your privacy.
• Temporary Blocking or Unblocking: You can block your lost or stolen Debit Card from your Paytm App within seconds.
• Limit Update: You can easily adjust your daily spending limit as per your requirement from the Paytm App.

• Customized Card Settings: Personalize your card by enabling or disabling transaction channels smartly through the Paytm App.
• Unlimited ATM Withdrawals: You can make unlimited transactions at Paytm Payments Bank ATMs and avail of plenty of withdrawals at other bank ATMs for free.

Types of Paytm Payments Bank Debit Cards

Paytm Payments Bank Visa Debit Card

Paytm Payments Bank Visa Debit Card's Features are as follows: 

• Widely Accepted Everywhere:
  • Paytm Payments Bank is empowering millions by leveraging new-age technology. You can use your Visa Debit Card at any online merchant or make in-store payments without any hassle, as Visa is the largest accepted network in the world.
  • Additionally, you can easily withdraw money from an ATM using your Visa Debit Card
• Powered with Contactless Transaction
  • With the world changing rapidly, it is important to stay up to date with the latest technology. That's why Visa Physical is now available, which enables contactless transactions for faster, safer and smoother payments.
  • By simply tapping the card at the store, the payment is made instantly. Visa Physical takes the payment experience to the next level.

• Enjoy Cashback & Offers:
  • With Paytm Payments Bank, you can benefit from exciting offers and cash backs when you use your Visa Debit Card for transactions across multiple merchants. This not only sounds great but is also made possible through the bank's adherence to relevant norms.
  • Furthermore, the bank's digital platform is not only user-friendly but also offers remarkable features.
• Manage Your Card On-The-Go:
  • With the Paytm Payments Bank Visa Debit Card, managing your card has never been easier. It's the perfect travel companion as you can switch on, enable, or disable international transactions on the go through the Paytm App.
  • This allows you to make effortless spending while exploring the world without any hassles. Say goodbye to worries and use Paytm Payments Bank Visa Debit Card for a hassle-free experience.
• 100% Secure with Bank-Grade Security & Encryption:
  • Your transactions are fully secure with 24x7 protection provided by bank-grade security and encryption when you use your Visa Debit Card.
  • Paytm Payments Bank's Visa Debit Card features 256-bit encryption, ensuring that your payments are always secure with an added layer of security.

Paytm Payments Bank RuPay Debit Card

Paytm Payments Bank RuPay Debit Card's Features are as follows:

• Nationwide Acceptance:
  • With your RuPay Debit Card, you can easily make payments at any store across India and use it to make online purchases. You can also withdraw cash from over 2,00,000 ATMs across the country. The card is highly reliable and user-friendly.

• Accept Money Instantly via QR Code:
  • Receive money on the go with your RuPay Debit Card's QR code. This convenient feature allows you to accept payments instantly by sharing the code with the payer. The QR code is designed to ensure secure transactions, and you can enjoy a contactless payment experience every time.
• 100% Secure:
  • Make your transactions completely secure with your RuPay Debit Card. This homegrown payment initiative in India ensures that you can pay at shops, online, and at ATMs with complete security.

Fees & Charges

Domestic Debit Card Transactions:

Paytm Payments Bank ATMs & Micro ATMs: Unlimited Free Transactions using Paytm Payments Bank Debit Card

Other Bank Metro ATMs & Micro ATMs: 3 free transactions every month

Cash Withdrawal: Rs. 21 + GST per transaction (post free transactions)

Mini Statement, Balance Check, PIN Change: Rs. 8 + GST per transaction

Other Bank Non-Metro ATMs & Micro ATMs: 5 free transactions every month

Cash Withdrawal: Rs. 21 + GST per transaction (post free transactions)

Mini Statement, Balance Check, PIN Change: Rs. 8 + GST per transaction

Note: In cases where transactions have been done at both Metro and Non-Metro ATMs, customers are provided 5 free transactions in a month with a cap of 3 free transactions at metro ATMs.

International Debit Card Transactions

Cross-currency Markup Charges on Foreign Currency Transactions: 4% of transaction amount (Merchant payment or Cash withdrawal)

International ATMs Cash Withdrawal: Rs. 147.50 per transaction

Mini Statement, Balance Check, PIN Change: Rs. 29.50 per transaction

Debit Card Issuance Fees and Transaction Limits

How to Apply for Paytm Payments Debit & ATM Card

To apply for a physical Paytm Payments Debit & ATM Card, follow the steps below after opening a Savings Account:

• First, open the Paytm App on your mobile phone.
• Tap on the 'Bank' icon located at the bottom right corner of your screen.
• Scroll down and select the 'Digital Debit Card' option.

• Choose the 'Request ATM Card' option.
• Select your delivery address and then click on 'Proceed to Pay'.
• Complete the payment process to place your order.
• You can check the status of your card delivery through the Paytm App.

How to Track the Delivery Status of Paytm Payments Debit & ATM Card

If you have ordered a Debit & ATM Card, you can track the delivery status by following these steps:

• First, open the Paytm App on your mobile phone.
• Tap on the 'Bank' icon on your screen at the bottom right corner.
• You can choose the option 'Digital Debit Card' by scrolling down.
• Choose the option' ATM Card Order Status'.

• The delivery status of your card will be displayed, including the date, order placed, packed, dispatched, and delivery.

How to View Paytm Payments Debit Card Details

To view your card details on the Paytm App, please follow the steps below:

• Open the Paytm App and tap on the 'Bank' icon.
• Enter your passcode and get access to the bank section.

• Click on the 'Digital Debit Card' section after scrolling down.
• Tap on 'View CVV/Expiry Date'.
• You will then have to enter your 4-digit passcode.
• Once you enter your passcode, you will be able to view your card number, CVV number, and expiry date.

When Misplaced Paytm Payments Debit Card

If you have misplaced your Paytm Payments Debit Card & ATM Card, it is advisable to block your card immediately to avoid any unauthorized transactions. Follow the directions that are mentioned below to block your card using the Paytm App:

• First, open the Paytm App and click on the 'Bank' icon located at the bottom right corner of your screen.
• Click on the 'Digital Debit Card' section.
• Choose the 'Block Card' option.
• Enter your 4-digit passcode when prompted.

• Your card will be blocked once you enter the correct passcode.
• If you want to block your card permanently, select the option for the same.
• A fresh Digital Debit Card will be issued to your account, and you can apply for a new physical Debit & ATM Card once it is issued.

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