Sundaram Finance Fixed Deposit Rates 2025
Sundaram Finance offers several Fixed Deposit (FD) schemes at attractive interest rates and a tenure ranging from 6.70% p.a. to 7.00% p.a. between 12 months and 36 months. Depending on the FD scheme, senior citizens may be provided an additional interest rate.
Sundaram Finance Domestic Term Deposit Rates
The interest rates that are offered on regular FDs are mentioned below:
General Public
Tenure | Quarterly Rate (p.a.) | Monthly Rate (p.a.) |
1 year | 6.54% | 6.50% |
2 years | 6.82% | 6.78% |
3 years | 6.82% | 6.78% |
Senior Citizens
Tenure | Quarterly Rate (p.a.) | Monthly Rate (p.a.) |
1 year | 7.01% | 6.97% |
2 years | 7.30% | 7.25% |
3 years | 7.30% | 7.25% |
Note: Interest rates are effective from 1 July 2025.
Sundaram Finance Cumulative Deposits - Interest Rates
The interest rates that are offered on Cumulative Deposits are mentioned below:
Tenure | Senior Ctiizens (p.a.) | General Public (p.a.) |
1 year | 7.20% | 6.70% |
2 years | 7.50% | 7.00% |
3 years | 7.50% | 7.00% |
Note: Interest rates are effective from 1 July 2025.
Sundaram Finance Fixed Deposit - Features and Benefits
The main features and benefits of the FD account offered by Sundaram Finance are mentioned below:
- The minimum deposit that must be made is Rs.10,000.
- The tenure of the scheme ranges from 12 months to 36 months.
- Senior citizens are offered an additional interest rate.
- Loans can be availed against the amount that is available in the FD account.
- Joint accounts can be opened.
- Premature withdrawal is allowed.
Eligibility Criteria
The below-mentioned entities can open an FD account with Sundaram Finance:
- Trusts
- Foundations
- Partnership firms
- Companies
- Resident individuals
Documents Required
The list of documents that must be submitted in order to open an FD account with Sundaram Finance are mentioned below:
- Ration Card
- Election Identity Card
- Health Insurance Policy
- Life Insurance Corporation (LIC) Policy
- Pension Card
- Driving License
- Higher Secondary Certificate
- Passport
- Aadhaar Card
- Permanent Account Number (PAN) Card
Types of Sundaram Finance Fixed Deposit Schemes
The different types of FD schemes that are offered by Sundaram Finance are mentioned below:
- Cumulative Deposits
- Fixed (Regular Income Scheme) Deposits
- Non-Resident Indian (NRI) Deposits
FAQs on Sundaram Finance Fixed Deposit Rates
- What are different methods by which I can pay the minimum amount?
The different methods by which the minimum amount can be paid to open the FD account are mentioned below:
- NEFT
- RTGS
- Demand Draft
- Cheque
- Can I open an FD account on behalf of a minor?
Yes, an FD account can be opened on behalf of a minor. However, only the legal or natural guardian can open the account.
- Can I download the application form online?
Yes, the application form can be downloaded by visiting https://www.sundaramfinance.in/downloads.
- Can joint FD accounts be opened with Sundaram Finance?
Yes, Sundaram Finance offers the facility to open joint FD accounts.
- Does Sundaram Finance offer the premature withdrawal facility?
Yes, the premature withdrawal facility is offered by Sundaram Finance.
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