Are IOB branches closed on second and fourth Saturdays?

Yes, all Indian Overseas Bank (IOB) branches remain closed on the second and fourth Saturdays of every month. However, they are open on the first, third, and fifth Saturdays (if applicable).

Is IOB open during national holidays in 2026?

No, IOB branches are closed on all national holidays , such as Republic Day (January 26), Independence Day (August 15), and Gandhi Jayanti (October 2) . These are observed across all states. .

How can I find out if my local IOB branch is closed?

You can check IOB’s holiday list on their official website , contact your local branch directly, or visit RBI's official bank holiday calendar . It's best to confirm holidays specific to your state or union territory . .

Does IOB Bank have a bank holiday on Maha Shivaratri?

Yes, Maha Shivaratri is recognized as a bank holiday for IOB in every state. .

Is IOB Bank closed on the fifth Saturday?

No, Indian Overseas Bank typically observes the fifth Saturday of each month as a working day. .

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IOB Bank Holidays in 2026

Indian Overseas Bank (IOB) has public holidays mandated by the Reserve Bank of India (RBI) as well as regional holidays as per the state where the various branches of the bank are located. As per RBI's mandates, the bank is also closed on all second and fourth Saturdays of every month. It will also remain closed on all Sundays.

Here is the list of bank holidays for IOB, for each state and union territory in India, in 2026.

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IOB Bank Holidays in January 2026

Date	Day	Occasion	States
1 January 2026	Thursday	New Year’s Day	Arunachal Pradesh, Assam, Manipur, Meghalaya, Mizoram, Nagaland, Rajasthan, Sikkim, Tamil Nadu, Telangana
2 January 2026	Friday	New Year Holiday	Mizoram
3 January 2026	Saturday	Hazrat Ali Jayanti	Uttar Pradesh
10 January 2026	Saturday	Second Saturday	Across India
11 January 2026	Sunday	Missionary Day	Mizoram
12 January 2026	Monday	Swami Vivekananda Jayanti	West Bengal
14 January 2026	Wednesday	Makara Sankranti	Arunachal Pradesh, Gujarat, Karnataka, Odisha, Sikkim
14 January 2026	Wednesday	Pongal	Andhra Pradesh, Tamil Nadu, Telangana
15 January 2026	Thursday	Thiruvalluvar Day	Tamil Nadu
23 January 2026	Friday	Vasant Panchami	Haryana, Odisha, Punjab, Tripura, West Bengal
24 January 2026	Saturday	Fourth Saturday	Across India
26 January 2026	Monday	Republic Day	Across India

IOB Bank Holidays in February 2026

Date	Day	Occasion	States/ Union territory
1 February 2026	Sunday	Guru Ravidas Jayanti	Chhattisgarh, Haryana, Himachal Pradesh, Madhya Pradesh, Punjab
14 February 2026	Saturday	Second Saturday	Across India
15 February 2026	Sunday	Maha Shivaratri	Andhra Pradesh, Chhattisgarh, Gujarat, Haryana, Himachal Pradesh. Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Odisha, Punjab, Rajasthan, Telangana, Tripura, Uttarakhand, Uttar Pradesh
28 February 2026	Saturday	Fourth Saturday	Across India

IOB Bank Holidays in March 2026

Date	Day	Occasion	States
3 March 2026	Tuesday	Holi	Arunachal Pradesh, Assam, Bihar, Chhattisgarh, Goa, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Madhya Pradesh, Maharashtra, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Telangana, Tripura, Uttarakhand, Uttar Pradesh,
14 March 2026	Saturday	Second Saturday	Across India
20 March 2026	Friday	Ugadi	Andhra Pradesh, Goa, Gujarat, Karnataka, Rajasthan, Telangana
21 March 2026	Saturday	Idul Fitr	Andhra Pradesh, Arunachal Pradesh, Assam, Bihar, Chhattisgarh, Goa, Gujarat, Haryana, Himachal Pradesh, Madhya Pradesh, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Tamil Nadu, Tripura, Uttarakhand, Uttar Pradesh, West Bengal
21 March 2026	Saturday	Sarhul	Jharkhand
22 March 2026	Sunday	Idul Fitr Holiday	Telangana
22 March 2026	Sunday	Bihar Day	Bihar
27 March 2026	Friday	Ram Navami	Andhra Pradesh, Bihar, Chhattisgarh Gujarat, Haryana, Himachal Pradesh, Madhya Pradesh, Maharashtra, Odisha, Punjab, Rajasthan, Sikkim, Tripura, Telangana, Uttarakhand, Uttar Pradesh
28 March 2026	Saturday	Fourth Saturday	Across India
31 March 2026	Tuesday	Mahavir Jayanti	Chhattisgarh, Gujarat, Haryana, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Mizoram, Punjab, Rajasthan, Tamil Nadu, Tripura, Uttar Pradesh

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IOB Bank Holidays in April 2026

Date	Day	Occasion	States
1 April 2026	Saturday	Second Saturday	Across India
3 April 2026	Friday	Good Friday	Andhra Pradesh, Arunachal Pradesh, Assam, Bihar, Chhattisgarh, Goa, Gujarat, Jharkhand, Karnataka, Madhya Pradesh, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, Uttar Pradesh, West Bengal
4 April 2026	Saturday	EasterSaturday	Nagaland
5 April 2026	Sunday	Babu Jagjivan Ram Jayanti	Andhra Pradesh, Telangana,
5 April 2026	Sunday	Easter Sunday	Nagaland
11 April 2026	Saturday	Second Saturday	Across India
14 April 2026	Tuesday	Dr Ambedkar Jayanti	Andhra Pradesh, Bihar, Chhattisgarh, Goa, Gujarat, Jharkhand, Maharashtra, Haryana, Himachal Pradesh, Karnataka, Madhya Pradesh, Maharashtra, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Uttarakhand, Uttar Pradesh
14 April 2026	Tuesday	Bohag Bihu	Assam, Arunachal Pradesh
15 April 2026	Wednesday	Bohag Bihu Holiday	Assam
15 April 2026	Wednesday	Bengali New Year	West Bengal
15 April 2026	Wednesday	Himachal Day	Himachal Pradesh
19 April 2026	Sunday	Maharshi Parasuram Jayanti	Chhattisgarh, Gujarat, Haryana, Himachal Pradesh, Madhya Pradesh, Rajasthan,
20 April 2026	Monday	Basava Jayanti	Karnataka
25 April 2026	Saturday	Fourth Saturday	Across India

IOB Bank Holidays in May 2026

Date	Day	Occasion	States
1 May 2026	Friday	Buddha Purnima	Arunachal Pradesh, Chhattisgarh, Himachal Pradesh, Jharkhand, Madhya Pradesh, Maharashtra, Mizoram, Uttarakhand, Uttar Pradesh
1 May 2026	Friday	May Day	Assam, Bihar, Goa, Karnataka, Manipur, Tamil Nadu, Telangana, Tripura, West Bengal
9 May 2026	Saturday	Second Saturday	Across India
23 May 2026	Saturday	Fourth Saturday	Across India
27 May 2026	Wednesday	Bakrid / Eid al Adha	Andhra Pradesh, Arunachal Pradesh, Bihar, Chhattisgarh, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura

IOB Bank Holidays in June 2026

Date	Day	Occasion	States
13 June 2026	Saturday	Second Saturday	Across India
17 June 2026	Wednesday	Maharana Pratap Jayanti	Haryana, Himachal Pradesh, Rajasthan
26 June 2026	Friday	Muharram	Andhra Pradesh, Bihar, Chhattisgarh, Gujarat, Himachal Pradesh, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Mizoram, Odisha, Rajasthan, Tamil Nadu, Telangana, Tripura, Uttar Pradesh, Uttarakhand
27 June 2026	Saturday	Fourth Saturday	Across India
29 June 2026	Monday	Sant Guru Kabir Jayanti	Haryana, Himachal Pradesh, Punjab, Tripura

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IOB Bank Holidays in July 2026

Date	Day	Occasion	States
11 July 2026	Saturday	Second Saturday	Across India
16 July 2026	Thursday	Ratha Yathra	Manipur, Odisha
25 July 2026	Saturday	Fourth Saturday	Across India

IOB Bank Holidays in August 2026

Date	Day	Occasion	States
8 August 2026	Saturday	Second Saturday	Across India
15 August 2026	Saturday	Independence Day	Across India
16 August 2026	Sunday	Parsi New Year	Gujarat, Maharashtra
22 August 2026	Saturday	Fourth Saturday	Across India
25 August 2026	Tuesday	Eid e Milad	Andhra Pradesh, Haryana, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Mizoram, Nagaland, Odisha, Rajasthan, Telangana, Tripura, Uttar Pradesh, Uttarakhand
27 August 2026	Thursday	Thiruvonam	Kerala
28 August 2026	Friday	Raksha Bandhan	Chhattisgarh, Gujarat, Haryana, Madhya Pradesh, Rajasthan, Uttarakhand, Uttar Pradesh

IOB Bank Holidays in September 2026

Date	Day	Occasion	States
4 September 2026	Friday	Janmashtami	Andhra Pradesh, Bihar, Chhattisgarh, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Madhya Pradesh, Manipur, Meghalaya, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, Uttar Pradesh
12 September 2026	Saturday	Second Saturday	Across India
15 September 2026	Tuesday	Ganesh Chaturthi	Andhra Pradesh, Goa, Gujarat, Karnataka, Maharashtra, Odisha, Tamil Nadu, Telangana
16 September 2026	Wednesday	Ganesh Chaturthi Holiday	Goa
21 September 2026	Monday	Ramdev Jayanti	Rajasthan
26 September 2026	Saturday	Fourth Saturday	Across India

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IOB Bank Holidays in October 2026

Date	Day	Occasion	States
2 October 2026	Friday	Gandhi Jayanti	Across India
10 October 2026	Saturday	Second Saturday	Across India
11 October 2026	Sunday	Maharaja Agrasen Jayanti	Haryana, Rajasthan
18 October 2026	Sunday	Maha Saptami	Assam, Odisha, Sikkim, West Bengal
19 October 2026	Monday	Maha Ashtami	Andhra Pradesh, Assam, Jharkhand, Manipur, Odisha, Rajasthan, Sikkim, Telangana, West Bengal
20 October 2026	Tuesday	Maha Navami	Arunachal Pradesh, Assam, Bihar, Jharkhand, Karnataka, Meghalaya, Nagaland, Odisha, Sikkim, Tamil Nadu, Tripura, Uttar Pradesh, West Bengal
21 October 2026	Wednesday	Vijaya Dashami	Andhra Pradesh, Arunachal Pradesh, Assam, Bihar, Chhattisgarh, Goa, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, Uttar Pradesh, West Bengal
24 October 2026	Saturday	Fourth Saturday	Across India
25 October 2026	Sunday	Lakshmi Puja	Odisha, West Bengal
26 October 2026	Monday	Maharishi Valmiki Jayanti	Chhattisgarh, Haryana, Himachal Pradesh, Karnataka, Madhya Pradesh, Punjab, Tripura

IOB Bank Holidays in November 2026

Date	Day	Occasion	States
1 November 2026	Sunday	Haryana Day	Haryana
8 November 2026	Sunday	Diwali	Arunachal Pradesh, Assam, Bihar, Chhattisgarh, Gujarat, Karnataka, Maharashtra, Meghalaya, Nagaland, Kerala, Andhra Pradesh, Bihar, Goa, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Madhya Pradesh, Maharashtra, Manipur, Mizoram, Nagaland, Odisha, Punjab, Sikkim, Tamil Nadu, Telangana, Tripura
9 November 2026	Monday	Deepavali Holiday	Haryana, Karnataka, Maharashtra, Rajasthan, Uttarakhand, Uttar Pradesh
11 November 2026	Wednesday	Bhai Dooj	Gujarat, Rajasthan, Sikkim, Uttarakhand, Uttar Pradesh
14 November 2026	Saturday	Second Saturday	Across India
15 November 2026	Sunday	Chhath Puja	Jharkhand, Bihar
24 November 2026	Tuesday	Guru Nanak Jayanti	Arunachal Pradesh, Chhattisgarh, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Madhya Pradesh, Maharashtra, Mizoram, Nagaland, Punjab, Rajasthan, Telangana, Uttarakhand, Uttar Pradesh, West Bengal
27 November 2026	Friday	Kanakadasa Jayanti	Karnataka
28 November 2026	Saturday	Fourth Saturday	Across India

IOB Bank Holidays in December 2026

Date	Day	Occasion	States
12 December 2026	Saturday	Second Saturday	Across India
24 December 2026	Thursday	Christmas Holiday	Meghalaya, Mizoram
25 December 2026	Friday	Christmas Day	Andhra Pradesh, Arunachal Pradesh, Assam, Bihar, Chhattisgarh, Goa, Gujarat, Haryana, Himachal Pradesh, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Manipur, Meghalaya, Mizoram, Nagaland, Odisha, Punjab, Rajasthan, Sikkim, Tamil Nadu, Telangana, Tripura, Uttarakhand, Uttar Pradesh, West Bengal
26 December 2026	Saturday	Fourth Saturday	Across India

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FAQs on IOB Bank Holidays

Are IOB branches closed on second and fourth Saturdays?
Yes, all Indian Overseas Bank (IOB) branches remain closed on the second and fourth Saturdays of every month. However, they are open on the first, third, and fifth Saturdays (if applicable).
Is IOB open during national holidays in 2026?
No, IOB branches are closed on all national holidays, such as Republic Day (January 26), Independence Day (August 15), and Gandhi Jayanti (October 2). These are observed across all states.
How can I find out if my local IOB branch is closed?
You can check IOB’s holiday list on their official website, contact your local branch directly, or visit RBI's official bank holiday calendar. It's best to confirm holidays specific to your state or union territory.
Does IOB Bank have a bank holiday on Maha Shivaratri?
Yes, Maha Shivaratri is recognized as a bank holiday for IOB in every state.
Is IOB Bank closed on the fifth Saturday?
No, Indian Overseas Bank typically observes the fifth Saturday of each month as a working day.

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