BPCL SBI Credit Card

The BPCL SBI Credit Card is a co-branded fuel card suitable for frequent travelers. It offers rewards on fuel spending alongside groceries, dining, and entertainment that comes at an annual fee of Rs.499. 

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    Mega Savings On Petrol

    • BPCL SBI Card

      1st year fee

      :  

      ₹ 499

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    Updated On - 01 Apr 2026

    BPCL SBI Card is a co-branded fuel credit card offered by the State Bank of India (SBI) in collaboration with Bharat Petroleum Corporation Ltd (BPCL). This credit card is designed for individuals who are frequent travellers with a lot of fuel requirements. Offered at a nominal joining fee of Rs.499, you get access to a wide range of benefits with this card. Read on to learn more about. 

    BPCL SBI Card is a co-branded fuel credit card jointly launched by the State Bank of India (SBI) SBI Card and Bharat Petroleum Corporation Ltd (BPCL).  

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    Features and Benefits of BPCL SBI Credit Card

    The BPCL SBI card offers a wide range of features and benefits which include:

    Welcome Benefit

    Offers 2,000 activation bonus reward points worth Rs.500. Reward points will be credited within 20 days of paying joining fee.

    Fuel surcharge benefits

    • With this credit card, you get 4.25% valueback in the form of 13X reward points (13X reward points are equivalent to 3.25% + 1% fuel surcharge waiver)
    • This offer is applicable on transactions up to Rs.4,000 across all BPCL petrol pumps in the country, with a minimum waiver of Rs.100 per statement cycle 

    Reward point benefits

    • 5x reward points on every Rs.100 spent on groceries, dining, movie ticket purchases and departmental store purchases.
    • Offers up to 5,000 reward points per month. 
    • 1 reward point on every Rs.100 spent on non-fuel purchases.

    Other benefits 

    • The card offers instant redemption at selected BPCL petrol pumps
    • On spending Rs.50,000 annually, the renewal fee is waived off.  

    Worldwide Acceptance

    • This card can be used across the globe at over 24 million outlets, which includes Indian outlets
    • Accepted at all merchant outlets with VISA/RuPay sign of acceptance. 

    Easy Bill Pay

    Easy Bill Pay facility for utility payments.

    Add-on Credit Card

    Add-on cards are available for family members.

    Balance Transfer

    Balance transfer from other credit cards to BPCL SBI card available with lower interest rates and easy EMI payments.

    Flexipay Benefits

    Transactions above Rs.2,500 can be converted into easy EMI with FlexiPay.

    Other Benefits

    • This card also offers contactless Contactless payment facility. 
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    Eligibility criteria to apply for BPCL SBI Credit Card 

    The basic eligibility criteria to apply for an SBI credit card are as follows: 

    • Age: The minimum age of the applicant should be 21 years, and the maximum accepted age is 70 years. 
    • Occupation: The applicant should either be self-employed or salaried. 
    • Other Criteria: The applicant should have a regular income source and a good credit score. 

    Do note that the eligibility criteria mentioned above are general for SBI credit cards. You may be required to meet additional criteria when applying for the BPCL SBI credit card, based on the bank’s internal policies and your application.

    Documents Required to Apply for BPCL SBI Card

    You need to submit the following documents when applying for BPCL SBI credit card:

    • PAN Card  
    • Copy of Aadhaar Card (with first 8 digits masked) or any valid government address proof  
    • Other documents, such as income tax return, salary slip, etc., as per card eligibility and policy.  

    You will also be required to submit KYC documents, such as:   

    • Passport (both sides)  
    • Copy of masked Aadhaar or Virtual ID card  
    • Voter ID Card (both sides)  
    • Driving License (both sides)  
    • NREGA Card 
    • Letter issued by the National Population Register with details of name and address

    Fees and Charges for BPCL SBI Credit Card 

    The fees and charges applicable for the co-branded fuel credit card are listed below 

    Type of Fee 

    Amount 

    Annual Fee 

    Rs.499 plus GST 

    Renewal Fee 

    Rs.499 plus GST(Waived off on annual spends of Rs.50,000 and above in the previous year) 

    Cash advance fee 

    2.5% of the amount withdrawn, subject to a minimum Rs.500 (At both domestic or international ATMs) 

    Finance Charges 

    3.75% per month or 45% per annum 

    Payment dishonor fee 

    2% of the payment amount, subject to a minimum of Rs.500 

    Statement request 

    Rs.100 per statement (more than 2 months old) 

    Cash payment fee 

    Rs.250 plus applicable taxes 

    Late payment 

    From Rs.0 to Rs.500 - Nil

    More than Rs.500 up to Rs.1,000 - Rs.400

    More than Rs.1,000 up to Rs.10,000 - Rs.750

    More than Rs.10,000 up to Rs.25,000 - Rs.950

    More than Rs.25,000 up to Rs.50,000 - Rs.1,100

    More than Rs.50,000 - Rs.1,300. 

    Cheque payment fee 

    Rs.200 

    Over limit fee 

    2.5% of the over limit amount; minimum of Rs.600 

    Rewards redemption fee 

    Rs.99 

    How to Apply for BPCL SBI Card Online?

    Follow the steps given below to apply for BPCL SBI credit card: 

    Step 1: Visit the ‘Credit Cards’ section on the SBI Card website and choose a card that best suits your needs. 

    Step 2: Click on ‘Apply Now’ and fill out the online application (E-Apply) form with the required details. 

    Step 3: Submit the form to check your eligibility and receive an instant decision based on the information provided. 

    Step 4: If your application is approved, a representative from the SBI Card team will contact you for verification. 

    Step 5: Once the verification process is completed, your credit card will be issued. 

    FAQs on BPCL SBI Credit Card

    1. What is BPCL SBI Credit Card?

      A co-branded fuel credit card known as BPCL SBI Card was introduced by SBI Card and Bharat Petroleum Corporation Ltd. (BPCL) which offers benefits and rewards on fuel purchases as well as dining, groceries, and entertainment.

    2. Where can I apply for the BPCL SBI Credit Card?

      You can apply for the BPCL SBI Credit Card either from the official website of the State Bank of India or from BankBazaar.

    3. What is the annual fee for the BPCL SBI Credit Card?

      The BPCL SBI Credit Card comes with a one-time annual fee of Rs.499.

    4. What is the interest fee period for BPCL SBI Credit Card?

      The interest fee period for BPCL SBI Credit Card is 20-50 days.

    5. Will I be charged any reward redemption fee for my BPCL SBI credit card?

      Yes, you will have to pay a fee of Rs.99 per request for redemption of reward points on my BPCL SBI credit card.

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