Yes Bank Net Banking

Characteristics of Yes Bank Internet Banking:  

Here are the benefits you can avail through Yes Bank internet banking: 

1. You can enjoy 24-hour access to the bank's services and your accounts. 
2. You can check your transaction details, account status, update your account and personal information. 
3. Yes Bank internet banking enables you to view the summary of your account as well as download mini statements.  
4. You can transfer money electronically from one account to another as well as to third-party accounts. 
5. The internet banking facility allows you to make mutual fund investments and purchase insurance.  

1. A detailed accounts statement can be availed via internet banking.  
2. In the event of loss or theft, you can block your debit cards as well as unblock them.  
3. You can make immediate online transactions between bank accounts using NEFT, IMPS, and RTGS.  
4. Yes Bank internet banking allows you to pay your electricity bills and other utility bills.  
5. You can request a cheque book delivery as well as cancel the delivery.  

1. You can check your account balance and track your account’s transactions.  

How to Register for Yes Net Banking?

In order to use net banking with Yes Bank, you must first register for the service. The registration process itself is simple and easily comprehensible. At the time of opening your account, you will receive a Customer ID, a Debit/ATM Card and a PIN for the Debit/ATM card.

Given below are the steps to register for net banking:

Step 1: Visit the official Yes Bank website. 

Step 2: Click on ‘Login’ and select ”Yes Online”. 

Step 3: Click on “Register Here”. 

Step 4: Next, read the instructions thoroughly. Agree to the terms and conditions and click on 'Proceed'. 

Step 5: Select the registration option-’Credit Card’, ‘Debit Card’, or ‘Loan Account’. 

Step 6: Next, enter the relevant details and click on 'Next'. 

Step 7: Create a password and login ID. 

Step 8: Enter the OTP sent to your registered mobile number to finish the registration process. 

How to Login to Yes Net Banking?

In order to avail the Internet Banking facility, you will be required to follow the below-mentioned steps:

1. Visit the Yes Bank Official Website
2. Enter your Login ID
3. Enter your password
4. Click on 'Login'
5. In order to protect your password, check the box given below to enter your password using the virtual keyboard
6. If you have forgotten your login ID, click on 'Forgot Login ID'
7. If you have forgotten your password, click on 'Forgot Your Password/Unlock Login ID'

Documents Required for Yes Bank Net Banking

The documents required to register for Yes Bank net banking are as follows: 

1. Customer ID 

1. Account number 

1. Registered mobile number and email address 

1. Credit or debit card 

How to Check Balance Through Yes Net Banking?

The internet banking facility of Yes Bank provides informational services wherein you can check your account balance, statement, activity, and details. All this information is updated on a real-time basis. You will only be required to login to your net banking account using the credentials. 

The steps to check balance through Yes Net Banking are as follows: 

Step 1: Visit the official Yes Bank portal. 

Step 2: Click on ‘Login’ and select the ”Yes Online” option. 

Step 3: Login using your ID and password. 

Step 4: Select the “Accounts” option and click on “View More Details”. 

Step 5: You will be able to view the details of your balance on the screen. 

Yes Bank Net Banking Customer Service

If you require any support or have any queries regarding the Yes Bank net banking, you can contact the bank via their customer service.  The customer service numbers are given below:  

1. Toll-free number (India) – 1800 1200  

1. Customer care number (International) - +91 (22) 50795101 

How to Transfer Money Through Yes Bank Net Banking?

Yes Bank's internet banking facility offers multiple financial services one of which is fund transfer. You can easily transfer funds to another account or transfer between your own accounts. In order to transfer funds, you will be required to log in to Yes Bank's net banking using your login ID and password. Thereafter, you will have to follow the instructions given on the website.

How to Pay Yes Credit Card Bill Through Yes Net Banking?

1. If you are a Yes Bank Account Holder - You will be required to register for the internet banking facility to make the credit card payment online.

Steps to Make Credit Card Payment:

1. Visit the Yes bank Credit Card Bill Page and click on 'PAY NOW'
2. Enter the 16-digit credit card number along with the total payment amount.
3. Choose the bank account from which you would like to make the payment.
4. You will be redirected to the Internet Banking portal of the bank you have chosen.
5. In the next step, you will be required to confirm the payment amount.
6. Once the transaction is done, your account will get debited.
7. An online confirmation will be sent to you with the Transaction Reference Number.

How to Reset Forgotten Yes Bank Net Banking Password?

In case you have forgotten your Net Banking password, follow the below-mentioned steps to retrieve the same:

Steps for Password Reset Using Debit Card:

1. Visit the Yes Bank Official Website
2. In order to proceed with the reset, choose the account type as 'Bank Account (using Debit Card)'.
3. In the next step, you will be required to enter your netbanking login ID/customer ID, Debit Card Number, and the accurate PIN.
4. Create a new password that is at least 8 characters long.
5. Thereafter, you will be required to re-enter the password for validation.

Note: The password that you have set recently cannot resemble any of your old passwords.

Steps for Password Reset Without Debit Card:

Step 1: Visit the official Yes Bank portal. 

Step 2: Select “Forgot Password’ or ‘Unlock Login ID”. 

Step 3: Select the “Personal Information” option. 

Step 4: Enter your customer ID, email address, mobile number, PAN, or date of birth. 

Step 5: Reset your password. 

Step 7: Accept the terms and conditions and click on the “Next” option. 

Step 8: Enter the OTP sent to your registered mobile number.

How to Retrieve Login ID Through Yes Bank Net Banking?

In case you have forgotten your login ID, you can easily retrieve it through your debit card. Follow the below-mentioned steps:

• Visit the Yes Bank Official Website
• Choose the type of account as 'Bank Account (using debit card) and select 'Forgot Login ID' in order to proceed.
• After the authentication has been completed successfully, the bank will send your Login ID via email or SMS to your registered email ID or mobile number.

You can also retrieve your Login ID without using the debit card. Follow the below-mentioned steps:

The Internet Banking Login ID will be your Customer ID. In case you have modified your Login ID, you will be required to visit the nearest Yes Bank branch to get the same.

Yes Net Banking Transaction Limits

The daily transaction limits for transfers via IMPS, NEFT, and RTGS are mentioned below:

1. IMPS: Yes Bank account holders are charged Rs.5 plus GST per transaction in case of an IMPS transaction via net banking. In the case of IMPS transfer done via mobile banking, no charges are levied.

1. NEFT Amount that is Transferred Charges: Maximum of Rs.10,000, Rs.2.50 plus GST Above Rs.10,000 and up to Rs.1 lakh. Rs.5.00 plus GST Above Rs.1 lakh and up to Rs.2 lakh Rs.15.00 plus GST Above Rs.2 lakh Rs.25.00 plus GST

Note: The above-mentioned charges are levied only if the transaction is completed at the branch. In the case of transactions that are done via internet banking or mobile banking, no charges are levied

1. RTGS Amount that is Transferred Charges: Rs.2 lakh to Rs.5 lakh Rs.25.00 plus GST, Above Rs.5 lakh Rs.50.00 plus GST

Note: The above-mentioned charges are levied only if the transaction is completed at the branch. In the case of transactions that are done via internet banking or mobile banking, no charges are levied.

GST of 18% is applicable on all banking products and services from July 1, 2017 onwards.